All Your KADS1M Questions Answered

So many of you have been caught up in the confusion of KADS1M. Many students assume that their cards are ready the moment the checking system says so, only to find out later in despair, that students need to wait for an e-mail from Bank Rakyat as well. To avoid any more confusion, here are the most commonly asked question by students and the answers.

Who is eligible for KADS1M DEBIT-i?

• All public and private IPT students pursuing long-term studies at certificate, diploma or degree level for over a period of 1 year and above are eligible for KADS1M DEBIT-i.
• Limited to Malaysians / Local IPT students only.

Where and when can you collect your KADS1M DEBIT-i ?

KADS1M DEBIT-i may be claimed at the branch selected during the online application process and students can claim KADS1M DEBIT-i upon receiving a confirmation when checking their status online AND a subsequent email from the Bank. 

Can I change the branch I want to collect my KADS1M at?

No, not at this time. 

How long does the entire process take, from when I submit my application to when I receive the card in my hand?

Unfortunately, according to Bank Rakyat, there is no official timeline. When asked, they reiterated that students remain patient and wait to receive confirmation when checking on their status online AND a subsequent email from the Bank. 

What is the final date KADS1Ms will be given out?

Bank Rakyat have stated numerous times that they intend to distribute ALL KADS1M Debit-i cards by September 30, 2017. 

Will I receive Bantuan Pelajar Pendidikan Tinggi (BPPT) through KADS1M DEBIT-i?

YES, the Bantuan Pelajar Pendidikan Tinggi (BPPT) will be deposited into your Savings/Simpanan-i account connected to KADS1M DEBIT-i. 

Can KADS1M DEBIT-i be used overseas?

YES. The use of KADS1M DEBIT-i is accepted at all traders who accept MasterCard abroad. No additional charges on foreign exchange rates apply. 

How long is the validity of KADS1M DEBIT-i?

The validity period of  KADS1M DEBIT-i is 3 years. When asked what would happen to students who are enrolled in a 4-year course or above, Bank Rakyat representatives said that they have yet to receive any instructions or guidelines to deal with such a scenario. 

What are the total fees charged?

Does the annual fee remain at RM 5 for renewal (after expiry of KADS1M DEBIT-i)? For students who have completed their studies, after their KADS1M DEBIT-i expires, the card will be upgraded to the COMBO-i Card. The annual fee to be imposed thereafter will be RM 8. 

If I am going to be studying after the expiration date of KADS1M DEBIT-i, am I eligible to reapply?

YES. Students can still apply for KADS1M DEBIT-i if they are still studying past the expiration date of the card. 

What is the difference between Kad Diskaun Siswa 1Malaysia & Kad Debit-i Diskaun Siswa 1Malaysia?

What are the discounts I can avail to with my KADS1M?

CLICK HERE for full list of discounts

CLICKHEREfor ALL food & drink discounts

CLICK HERE to read about PETROL rebates using KADS1M

If you have any questions that isn't covered in the article, don't hesitate to ask us in our Q&A section.