Learn more about Courses and the requirements, fees and other details.
Ask Questions to get an education expert’s advice immediately.
Get the latest information about education news, tips and career opportunities.
Find out information about different Institutions and apply to them directly.
A link will be sent via e-mail to initiate password reset. Please check your inbox.
If you have not received it, Seconds, please click here.
If you have not received it, please click here.
You have reached your password reset limit for today. Please check your spam folder, retry tomorrow or contact us now
A One Time Password (OTP) has been sent to your number at Update Phone Number
Skip Now
Back
Want to change your mobile number? Update Mobile Number
Didn’t get a call from us? Retry now Want to change your mobile number? Update mobile number
Want to change your mobile number? Update mobile number
We have saved your mobile number successfully! You may retry tomorrow.
Your IVR verification call has been initiated.
Visit the International Students section on our website to find out the latest news and everything you need to know about studying in Malaysia.
Published by Afterschool.my on Jun 11, 2021, 02:10 am
Now that many of you have been accepted into Diploma programmes, you may apply to PTPTN. But some of you may not even be aware of this. To those who are aware, there may be some grey areas that are filled with doubt. So let us explain to you how PTPTN works, right from the requirements all the way to paying them back, and everything in between.
Image via outofthesandbox.com
The PTPTN Education Loan Scheme was established with the purpose of providing educational loans to students studying in Higher Education Institutions locally. These loans will enable students to finance a full or partial tuition fee and living cost during the study period, thus, opening up more opportunities for all students to pursue higher education.
Image via SELECCIÓN DE LA HUERTA DIGITAL on Flipboard.com
Many already know PTPTN's requirements by now, but for those of you who don't, here is a gentle reminder:
Image via nytimes.com
PTPTN covers many courses, which we have listed down just below. However, if you do have to ask, PTPTN does not cover private pre-university courses such as A-Levels, AUSMAT/SACE, Matriculation and the like. Moving onwards to the good bit (please note the type of institution they have listed down):
* Education Loans are prioritised for students in UNITEM, UNITAR, Wawasan Open University and Asia e University.
Image via pexels.com
According to PTPTN, the amount given is based on three categories. You guys cab refer to the table below:
Most of you may now ask, "I understood all that, but what do you mean by maximum amount?". Well, good question, keen observer. The maximum amount is dependent on what type of course you study and what type of university you study that in. For example, Student A studying Pharmacy at an IPTS would have a different maximum amount compared to Student B studying Education at an IPTA. Here is the list of the maximum amount based on the course and type of university.
For full-time studies:
Part-time studies:
Note: If you are still confused, please scroll above to re-check with the category you fall under. Remember, it is based on household income.
Image via rvshare.net
PTPTN waiver will only be eligible for First Class Honour students that come from M40 and B40 families.
Do note however that First Class Honours may differ from university to university, so make sure you check with your counsellors so that you know what to aim for. Generally, however, First Class Honours typically requires you to have at least CGPA of 3.67/4.00, or higher.
Image via tuition.io
As far as PTPTN goes, you will need to start making payments 12 months after you graduate, with or without notice from PTPTN. Evidently, many have failed to note the very important statement, with the news of droves of people being blacklisted coming to light in recent times. The time allotted for an individual to complete the repayment depends on the amount borrowed.
The structure of the repayment schedule is also dependent on your financial ability to repay your loan. In fact, the repayment schedule can be extended up until you're 60 years old but with an interest fee. If you're facing difficulties, visit one of the PTPTN offices and talk to their employees who may help you in settling.
Image via spireoptout.com
To apply for a PTPTN Loan, just follow these 5 Simple steps:
Confused? Then feel free to check out our other PTPTN guides:
When Do I Apply for PTPTN
PTPTN Loan - A Complete Guide
PPBU vs PTPTN : Which One is Better?
Foundation Programmes in IPTS Eligible for PTPTN Loan
Can You Apply for PTPTN If You’re in a Twinning Programme?
Twinning Programmes and PTPTN
How to Check How Much You Will Receive From PTPTN in Two Steps
PTPTN 2020 Deadlines for Every Course and Every Institution Released
How to Qualify for a PTPTN Loan Repayment Exemption
Deadlines for PTPTN Online Applications at Every UA & IPTS for Every Course
How To Use The New PTPTN Direct Debit System & List Of Associated Banks
8 Questions about Repaying Your PTPTN Loan
How Much Loan Does PTPTN offer?
How to Check How Much You Owe PTPTN
Andrew Lim, Ketua Portfolio ACCA Maritim Asia Tenggara, menyampaikan Anugerah Platinum ACCA kepada Josephine Tan, Pengarah Kampus Taylor’s College.Taylor’s College telah diiktiraf sebagai ACCA Platinum Approved Learning Partner, yang merupakan pengiktirafan tertinggi oleh Association of ..
Andrew Lim, Portfolio Head, ACCA Maritime Southeast Asia, presenting the ACCA Platinum Award to Taylor’s College, represented by Josephine Tan, Campus Director, Taylor’s College.Taylor’s College has recently reached a significant milestone, achieving the prestigious ACCA Platinum A..
If you’re looking for an education that fits your busy schedule, Open University Malaysia (OUM) is a top choice for working adults and lifelong learners who need flexibility and accessibility without having to compromise quality.With OUM’s innovative online learning approach, students ca..
It’s not just about which school you go to — it’s about what you do with the opportunities given to you. Your effort, attitude, and determination are what truly shape your journey. With the right mindset, any school can become the foundation for incredible growth.But what if the school itself ..
Multimedia University (MMU) as reached another remarkable milestone by being named one of the Top 5 Universities in the Private Higher Education category at the 7th Graduates rsquo; Choice Award (GCA) 2024. The award was presented to Pn. Hayati binti Othman, Senior Director of Human Capital Manageme..
The road to discovering one’s true calling is often winding and littered with uncertainties. For Vicki Lai, the journey of unveiling fulfilment was about rediscovering a childhood fascination, blending her love for creativity and being brave enough to turn it into a meaningful career.As a coun..
The SPM season is here, and while it marks the end of one academic chapter, it also opens the door to planning your future career. The question now is: where will your journey take you? With industries transforming rapidly due to artificial intelligence (AI), sustainability, and advanced technologie..
For many Malaysian students, the allure of studying abroad extends beyond academic experience. The idea of securing a well-paying job and launching a successful career often plays a significant role in the decision-making process. Among the top choices for studying abroad, Australia and the United K..
How MMU Alumna Syahirah Farok Made the Leap from Teaching to Corporate SuccessThe Faculty of Engineering and Technology (FET) hosted a one-day experiential event titled “INTRODUCTION TO MMU MELAKA ENGINEERING DIPLOMA PROGRAMMES” (PENGENALAN PROGRAM DIPLOMA KEJURUTERAAN DI MMU MELAKA) for..
If you're a teacher considering jumping into a corporate role, it’s more than possible — and many have done it successfully. One such person is Syahirah Farok, who made the transition after a rewarding career in education. Born in Selangor, Syahirah completed her undergraduate s..
Get the information first
Afterschool.my
Shares
1
130
338
Need help?