Learn more about Courses and the requirements, fees and other details.
Ask Questions to get an education expert’s advice immediately.
Get the latest information about education news, tips and career opportunities.
Find out information about different Institutions and apply to them directly.
A link will be sent via e-mail to initiate password reset. Please check your inbox.
If you have not received it, Seconds, please click here.
If you have not received it, please click here.
You have reached your password reset limit for today. Please check your spam folder, retry tomorrow or contact us now
A One Time Password (OTP) has been sent to your number at Update Phone Number
Skip Now
Back
Want to change your mobile number? Update Mobile Number
Didn’t get a call from us? Retry now Want to change your mobile number? Update mobile number
Want to change your mobile number? Update mobile number
We have saved your mobile number successfully! You may retry tomorrow.
Your IVR verification call has been initiated.
Visit the International Students section on our website to find out the latest news and everything you need to know about studying in Malaysia.
Published by Afterschool.my on Oct 15, 2021, 09:42 am
PTPTN is no longer blacklisting applicants who fail to repay the loan in a timely manner. Previously, those who failed to pay on time were automatically blacklisted. However, this new government policy change is the reason why many people are choosing PTPTN loans over other loans.
On top of that, PTPTN loans also have lower eligibility requirements set and it is easier to get loan approval compared to other education loans. On the other hand, if you are looking to apply for a scholarship, the competition is intense and you have to be one the best. Therefore, it is safe to say that PTPTN has remained as the most popular education loan among students from various socio-economic backgrounds.
Although the PTPTN application has quite the reputation for easy approval, you should be aware that the loan can also be withdrawn or cancelled at any time. Do you want to know why PTPTN loans are revoked or cancelled? Keep reading this article to find out so that you don't end up making the same mistake. There are many cases in which students had to stop their studies midway due to their loan being withdrawn.
PNG/GPA (pointer) results below 2.00
Your academic results will be the most important factor in determining whether or not you are eligible for any loans. PTPTN is no exception to this. You need to maintain a certain pointer or CGPA every semester without fail.
As a result, you must remain focused on your assignments, lectures, attendance, and examinations throughout each semester until you graduate. Be prepared to struggle and support your own studies if your pointer is less than 2.00. PTPTN will restrict or suspend your loan for the following semester almost immediately if you fail to achieve the pointer set. Refer to the table below for more information on the pointer:
Even if you re-sit for the papers the following semester and perform well, you will not be able to request for the loan money that you were supposed to receive the semester before.
Postponing Studies
Don't worry if you postpone your studies, the loan will be credited as usual every semester. Regardless of the reason, as soon as the application for deferment of studies is approved, PTPTN will automatically defer your loan payment. Loan repayment will only be made after you are confirmed to re-register for studies by the higher education institution you are enrolled in.
Suspended studies by IPT
Finally, if you are suspended by the university, the payment for the suspended semester will not be given. To find out the reasons why students are often suspended, check out our article on 7 signs you will fail at university. In the article, we have shared with you the reasons you may fail or be suspended from your studies, some of which may even seem trivial to you.
If you find this article informational, share this article with your fellow friends. For application guide and other information related to PTPTN, please refer to the list of articles below.
PTPTN Loan - A Complete Guide
PPBU vs PTPTN : Which One is Better?
Foundation Programmes in IPTS Eligible for PTPTN Loan
Twinning Programmes and PTPTN
When Do I Apply for PTPTN
How to Qualify for a PTPTN Loan Repayment Exemption
How To Use The New PTPTN Direct Debit System & List Of Associated Banks
8 Questions about Repaying Your PTPTN Loan
How to Check How Much You Owe PTPTN
How Much Loan Does PTPTN offer?
Afterschool.my is Malaysia’s no 1 higher education website that provides helpful information on courses, institutions and scholarships for students transitioning from secondary school to university level.
The SPM exams are finally over, and for many students, the question of "What's next?" feels overwhelming. While some are eager to dive straight into pre-university programmes or vocational training, others might feel unsure about their next step. If you're among the latter, taking ..
The KY’s Got Talent event was organized with the main purpose of showcasing students’ otherwise hidden talents while providing a platform for them to hone their creativity and boost their confidence. The competition was held over two rounds: the preliminary round, where contestants prese..
The International Business Idea Challenge 2025 (IBIC 2025) concluded successfully on 23 January 2025 at the Melaka campus, marking a significant milestone in fostering student innovation and sustainable enterprise solutions. The closing ceremony was graced by Prof. Dr. Wong Eng Kiong, Melaka Campus ..
This prestigious status reflects Taylor College’s ability to consistently deliver results above global pass rates and provide outstanding student support.Five years ago, Taylor’s College set out on an ambitious journey. With a vision to redefine ACCA (Association of Chartered Certified Accountan..
LAST CALL! Want to help shape the future of WOU's Bachelor of Arts in Psychology program AND win exclusive WOU merchandise?We’d love to hear from you! Take just a few minutes to complete a quick survey and stand a chance to win awesome WOU goodies.Here’s how it works:1- Fill out..
The AUSMAT pathway stands out as Malaysia’s preferred Australian-based pre-university option, with countless graduates securing placements at esteemed global universities.If you’re aiming to study at a top university in Australia and want a flexible, supportive pre-university progr..
Since 1969, Taylor’s College has been shaping futures and guiding students to achieve their dreams at some of the world’s top universities.Since 1969, Taylor’s College has been a launchpad for students with big dreams, guiding them to some of the world’s top universities. Kno..
A group of undergraduate students enrolled in the course LSSW6112: Sustainable Society, has taken proactive steps to promote sustainability on campus through an inspiring project titled “Green Guardians: Recycling for a Sustainable Earth.” The project, guided by course advisor Mdm. Kerk Peck Hoo..
The Duke of Edinburgh Award Silver Trial Expedition for Kolej Yayasan UEM juniors was completed successfully at the weekend, but not without some difficulties, mixed fortune, and minor injuries. 25 Silver DofE participants took part. They departed from the college guard house, group by group, with 4..
Berita baik untuk adik-adik yang bakal menduduki SPM 2024! YPC International College, dengan kerjasama Pejabat Pendidikan Daerah Hulu Langat telah mengambil inisiatif untuk menganjurkan siri Seminar Pecutan Akhir SPM 2024 secara percuma bagi membantu anda menghadapi peperiksaan SPM dengan lebih yaki..
Get the information first
Afterschool.my
Shares
0
17
3
Need help?
