Education Loans Offered by Penang, Kelantan & Terengganu State Governments

Published by Afterschool.my on Sep 30, 2021, 01:36 pm


This loan is eligible to be applied by Malaysian citizens who were born or received part of their studies in Penang to further their studies at a local University / Institute of Higher Learning (IPT).

For applicants from Private Institutions of Higher Learning, the course must be approved by MQA (Malaysian Qualification Agency). This loan is offered for Certificate, Diploma, Distance Learning (PJJ) Diploma, First Degree, Distance Learning (PJJ) Degree, Master and PHD levels. If you are interested, you can  CLICK HERE for more information on the application and other eligibility requirements.


Yayasan Kelantan Darulnaim (YAKIN) offers Education Loans for qualified candidates to pursue studies at Local or Overseas Institutions of Higher Learning (IPT) recognized by the Government of Malaysia and approved by YAKIN.

Level of Sponsored Study

  1. First Degree / Diploma / Certificate in Public Institutions of Higher Learning 

  2. Degree / Diploma at UNISZA [courses other than Usuludin, Dakwah and Syariah courses]

  3. First Degree Universities / Higher Education Centers recognized by PSD abroad (Egypt, Jordan, Indonesia).

Upon graduation, students can apply to be considered for a repayment exemption of 25% of the loan if they obtain excellent final examination results in accordance with the stipulated conditions. These loans will be open for application around June each year. For more info and how to apply, please click on the following link:  Kelantan State Foundation Education Loan.


This loan is offered for those born in Terengganu, who wish to further their studies at an institute of higher learning under the sponsorship of the Terengganu Islamic Religious Council. For more information on eligibility requirements and application date, click on the following link:  Bursaries & General Assistance IPT. Check from time to time for loan announcements on the official website of  YAYASAN TERENGGANU. GOOD LUCK!

There are also plenty of scholarships available for application. Browse through our list of latest scholarships for more details on study level, scholarship amount, scholarship deadline, and other information. 

Afterschool.my is Malaysia’s no 1 higher education website that provides helpful information on courses, institutions and scholarships for students transitioning from secondary school to university level.

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