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Your Everything Guide to Banking

Duration
3 - 4 years
Average Salary
MYR 3,000 - 5,500
Average Fees
MYR 20,000 - 80,000

Job Demand

Want to know more? Find out everything you need to know about studying Banking in Malaysia.

You’re the right fit for this course if you:

Have an interest in finance and economy
Enjoy working with numbers
Are detail-oriented and strategic

#1 Basics of Banking

a) What is Banking?

Banking studies cover the principles of financial services, investments, loans and wealth management, preparing students for careers in banks, investment firms, and other financial institutions.

b) Banking Paths to Shape Your Career

Corporate and Investment Banking

Retail and Consumer Banking

Risk Management

Financial Technology (FinTech)

Field	Description
Corporate and Investment Banking	Focuses on providing financial services to corporations, including mergers, acquisitions, debt financing and equity issuance.
Retail and Consumer Banking	Deals with providing financial services directly to individual customers, such as savings accounts, loans, mortgages and credit products.
Risk Management and Compliance	Involves identifying, assessing and mitigating financial risks to ensure a bank’s stability and compliance with regulations.
Financial Technology (FinTech) in Banking	Explores the use of technology in banking, including mobile banking, online platforms, blockchain and digital payments.

c) AI's Role in Banking

Will AI Replace Me?

No, AI Won’t Replace You - It Will Empower You:
AI can automate repetitive tasks such as data entry, financial reporting and customer service. However, banking professionals are still essential for complex decision-making and relationship-building with clients.
How You and AI Can Work Together:
AI can assist in analysing data for better financial predictions, managing risks and offering tailored banking solutions to clients while you can focus on strategic decision-making.
Future-Proofing Your Career:
Develop your expertise in fintech, AI and data analysis to complement your banking knowledge and remain competitive in the evolving landscape.

#2 Navigating Your Academic Journey

a) Entry Requirements & Qualifications

Pathway	Requirements	Next Steps
Pre-university	SPM, ideally with credits in Mathematics and English	Pursue a Bachelor's Degree in Banking.
Degree	Completed Pre-University/Foundation with a minimum CGPA in relevant subjects	Career in banking, finance, business administration, or economics. Postgraduate Diploma, Master’s, Phd.
Post-graduate	Bachelor’s Degree in Banking	Pursue certifications like CFA or CFP, or advance to senior roles in banking and finance sectors.

b) What You Will Study in Banking

In your first year, you’ll focus on core subjects to build a strong foundation. These subjects typically include:

Financial Accounting

Investment Management

Risk Management

Banking Law and Ethics

c) Key Skills for Banking

Here are some key skills that will help you succeed in a Banking course:

Strong analytical and mathematical skills

Financial literacy and risk assessment

Customer service and communication skills

Attention to detail and ethical judgment

Don’t worry if you are still developing these skills — a Banking degree will help you build them along the way!

Just be prepared for the journey ahead.

#3 Career Options For You

a) Top Career Paths

Once you’ve completed your degree, a variety of career paths open up to you, including:

Financial Analyst

Loan Officer

Investment Banker

Risk Manager

Industry Insights

With digital transformation, experts believe that banking is a rapidly evolving field, requiring professionals with both technical and strategic skills to adapt to new trends.