Student Life

KADS1M Guide – How to Apply + How to Check on your KADS1M Application + KADS1M Discounts

Published by Afterschool.my on Aug 04, 2017, 02:27 am

With the recent announcement of the creation of a system that allow you to check/ verify your KADS1M Application Status Online, which will no doubt clear up any existing confusion regarding the matter, we thought it is best to create an A-Z guide for the KADS1M, from how to apply to what it can be used for. 


 What is KADS1M?

The KADS1M helps students from IPTA and IPTS to minimise their daily expenses. It functions as an ATM, Debit Card and a Discount card

The 1Malaysia Student Discount Card, or as it is fondly know, KADS1M, was established by the Ministry of Domestic Trade, Cooperatives and Consumerism Ministry (KPDNKK) with the objective to help alleviate the expenses of students in institutions of higher learning (IPT) public and private sectors across the country. In simple terms, KADS1M is three cards in one. The KADS1M functions as a Debit Card, an ATM and a Discount card (more on that later). It is meant for students, any student really, studying at a public or private university.

What are the Requirements to apply for the KADS1M?

To simplify things, you need to be a Malaysian university student in order to get the KADS1M card

To apply, you must be:

  • A Malaysian citizen
  • Enrolled in a recognised programme at any public/private institution that lasts at least 1 year and up (certificates, diplomas, degrees or higher)

Documents Required: 

  • MyKad (Original & 1 Copy)
  • Student Card (Original & 1 Copy)

That’s all!

How to apply for KADS1M?

There are three simple steps to follow in order to obtain your KADS1M card

Applying for KADS1M is as easy as 1-2-3. Really, we aren’t joking. Don’t believe us? Even the official website says so!

Step 1 

Fill in the online application form (Please open a Bank Rakyat KADS1M account beforehand. If you already have a Bank Rakyat account (non-KADS1M related) then, you will have to open a new account. APPLICATIONS ARE CURRENTLY NOT OPEN

Step 2 

Wait for the confirmatory e-mail from the relevant body that will tell you when your KADS1M is ready. (Many have found this part frustrating, but it should be a lot easier with the launch of the online system to track your application status on June 1).

Step 3 

You will have to go to your nearest Bank Rakyat branch to collect your brand new KADS1M.

What can I use the KADS1M for?

From acquiring privileges at selected MasterCard outlets to getting discounts at selected merchants, your KADS1M card is unbelievably multi-purpose!

As A Debit Card

  • Accepted by MasterCard merchants worldwide (purchase at non-Halal categorized merchants are not allowed)
  • Exclusive privileges at selected MasterCard outlets
  • Can be used for retail transaction and online purchases

As an ATM Card

  • Convenient and safe alternative to cash
  • Cash withdrawal at any Bank Rakyat ATM nationwide and all MasterCard participating Banks worldwide of up to RM 5,000.00
  • Zero mark-up rate on overseas transaction

As a Discount Card

Just what discounts are we talking about? Well, here is a list of just a few of the categories you can avail discounts for:

  • Automotive
  • Books / Stationery
  • Health Clinic
  • Eating / Drinking
  • Optometry
  • Learning / Printing / Souvenirs
  • Clothes
  • Retail
  • IT products
  • Salon / Beauty Center
  • Sports Leisure
  • Many Others (Accepted by more than 2000 companies!)

How to Check on your Application Online

When you click on the link below, it will redirect you to this webpage. All you need to do is enter your IC number then you’re all set to go!

You will need to click on this link, where you will have to key in your IC number and wait for something like this to appear 

After this, you will not for a confirmatory email, and then head to Bank Rakyat to pick up your shiny new KADS1M! 

Latest News

Need help?