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Published by Afterschool.my on Jul 19, 2016, 04:35 pm
Car sales this year have been negatively affected due to PTPTN's action in enlisting defaulters (those who did not manage to pay the loan) into Central Credit Reference Information System (CCRIS).
Starting 1 January last year, PTPTN has enlisted more than half million defaulters into CCRIS. This has caused problems to many graduates and young executive when it comes to applying for car loans.
According to a Perodua salesman, Nazrul Ehsan Baniyamin, out of 13 car loan applications, only 5 are approved. Not paying back PTPTN loan is one of the reasons their loan application is rejected.
"This does not only affect graduates who just started working, but also those who have long worked but not pay PTPTN, he added.
Other factors such as bank loan conditions are strict and rising car prices due to the depreciation of the ringgit has also led to a decline in sales of cars.
Get the Complete PTPTN Guide here.
They are both Bachelor of Software Engineering (Hons) students at TAR UMT, and have no experience competing in any local or international competitions.Even so, Wong Wai Zhong and Chan Yung Her decided to step out of their comfort zone to represent Malaysia and TAR UMT at Worldskills ASEAN 2023 from ..
Exploring uncharted territories is one of the ways TAR UMT students learn beyond education. Such is the case for four Sabah Branch students who emerged as recipients of the Gold Award (Best Team) and Best Project title at the Science Innovation Showcase organised by Universiti Malaysia Sabah.Lai Jia..
(Team Cincai members (from left) Teng Zheng, Chi Siang and their third team member (fourth team member not pictured here) on stage after winning First Prize in the CYDES Cyber Warzone: Capture the Flag Challenge.)TAR UMT students Choo Chi Siang and Wang Teng Zheng’s adept cyber security skills..
TAR UMT student Sammi Low Hui Yi’s (pictured above) creative poster design successfully earned her a 3rd place finish in the 8TV 20th Anniversary Thematic Contest after the results were announced on 7 July 2023.Encouraged to join the competition as part of an assignment, Sammi and her classmat..
(The very first Champions of the SAP Bootcamp Competition (from left to right): Tan Khai Chin, Tan Yeong Lim, Howard Teh Hong Piow and Ch’ng Wei Ken.)TAR UMT students emerged as the Champion team in the inaugural Systems Applications and Products in Data Processing (SAP) Bootcamp Competition organ..
(Prof Ir Dr Lee (second from right) and Mr Andrew (third from left) taking a group photograph while accompanied by (from left) Ms Lim Fen Nee, Immediate Past Chair, ACCA Malaysia Advisory Committee, Dato’ Lock Peng Kuan, Managing Partner, Audit & Assurance, ACCA, and (rightmost) Mr Wee Chu..
(Vincent Lui (right) holding up his plaque and mock cheque together with Mr Yee Wing Peng (left), Country Managing Partner of Deloitte Malaysia at the Deloitte SEA Tax Challenge 2023.) Vincent Lui Kok Leong who is currently in his final year of the Bachelor of Commerce (Hons) programme at TAR U..
Have you ever seen those envy-inducing Instagram photos of university students studying abroad in Europe? Posing in their winter coats and taking the subway? Maybe you've even felt a pang of jealousy when you saw a tweet from someone announcing their acceptance to a foreign university.We've ..
Transitioning from school to the professional world is no walk in the park. However, getting quality higher education is a great starting point for building impressive careers.Tan Aik Keong is one individual who has found success after excelling in his higher education studies. As a graduate of Mult..
By: Anis Athirah Bt. Muhamad RazuhanafiWhat should I do following the SPM? Should I pursue a foundation or a diploma? These are just a few of the questions that students have after receiving their SPM results. Secondary students have entered a new phase after receiving their SPM results whereby they..
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