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Published by Afterschool.my on Oct 10, 2014, 11:18 am
Graduates who have defaulted on their National Higher Education Fund (PTPTN) loans will enter Bank Negara’s bad credit list next year unless they start repaying the RM1.2 billion borrowed from the government, said Education Minister II Datuk Seri Idris Jusoh.
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Last year, the proposal to include the names of PTPTN defaulters in CCRIS was put on hold. However due to the increasing amount of unpaid loans (see above photo), government has decided to take this kind of action to encourage repayment.
Defaulters will be given a three-month grace period to settle their debt. Failing to do so would mean being listed in the Central Credit Reference Information System (CCRIS), a database system that contains credit information on about 9 million borrowers in Malaysia. A bad credit information can adversely affect a person's chances of securing loans in the future.
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