Scholarships & Education Loans Offered by All State Governments That You Must Know

Published by Afterschool.my on Sep 30, 2021, 01:08 pm



The PTPTN loan is by far the most popular choice among students seeking financial aid to help them pay for their higher education studies. While many know about this loan, it has conditions for a student to qualify and procedures to follow in order to receive approval.  Similarly, with a PTPTN loan, there are many instances where you can be blacklisted, especially if you fail to repay your loan on time. If you are blacklisted, you will be prohibited from traveling abroad and renewing your passport. Here is everything you need to know about repaying your PTPTN loan

We know that furthering higher education studies can come with a hefty price tag. You can check for the latest tuition fee costs for all popular courses at public and private universities here. This is the reason why we are sharing with you the scholarships or loans offered by the state governments which many do not know about. Students from private institutions, as well as students from public institutions, are eligible to apply for it.   

Some state governments even offer convertible loans. If the borrower successfully completes their studies with a first-class, the loan will automatically be converted into a scholarship.

Also, for your information, the majority of loans under the state government do not charge any interest. The amount borrowed is the same as the amount to be repaid. There are some state governments that only require borrowers to pay 25% of the total loan amount. So, why apply for PTPTN when you have a better option to consider?

Are you feeling excited to find out all about the loans and scholarships offered by state governments? Click on the list of links below according to your respective state to check for the details. 

Education Loans Offered by Penang, Kelantan & Terengganu State Governments

Education Scholarships and Loans Offered by the Selangor and Perak State Governments

Education Loans Offered by the Government of Negeri Sembilan, Melaka and Pahang

Education Scholarships and Loans Offered by the States of Sabah, Sarawak, Federal Territory, Johor & Kedah

However, if you notice, there is one state that is not listed above which is PERLIS. Based on the result of our review, we found that no loans were being offered. If there are any being offered, the relevant parties can contact us. 

Please also be reminded that these scholarships and loans are NOT all open for this year. We only share scholarships and loans offered by the government/state foundations each year along with links to make it easier for you to check from time to time. The application date can be found directly on the official website of the scholarship that we have shared.

If you are thinking of applying to a private university, not only can you apply for state government scholarships and loans, but you can also apply for internal scholarships offered by the universities themselves. Here is a list of private universities offering scholarships you can apply for. 

Need further advice? You can schedule a personalized 20 minutes FREE counselling with our Afterschool Expert Counselors. Our counselors will help you make the right choice according to your financial ability, interests, and job prospects.  

Afterschool.my is Malaysia’s no 1 higher education website that provides helpful information on courses, institutions, and scholarships for students transitioning from secondary school to university level.

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