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An actuary is a business professional with respect to the invention insurance, pension and financial programs of the other . Through the application of probability , statistics, risk theory and principles of finance, an actuary to calculate future risk associated with the program of insurance, annuities and pensions.To achieve this , an actuary must originally collects and analyzes data to develop mathematical models . Models the probability of illness , death , accidents and so on, and the probability tables are constructed of unemployment and so on . After all probability and cost are calculated , an actuary could set the premium price that will meet the needs of the anticipated payment of insurance benefits .A actuary once called financial architects and social mathematicians due to its unique combination of analytical and business skills in solving financial problems and increasing social . An actuarial calculation and planning is the backbone of the insurance and financial securities . Actuarial work involves a lot of math , an actuary must constantly keep abreast of current issues and trends of business, social sciences, law and economics.
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