Can I apply for PTPTN?

April 11, 2017
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Ask yourselves these 7 questions.

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The loan by PTPTN has always been sought after by students wishing to pursue a tertiary education in Malaysia. Find out if you are eligible to apply for this popular financial aid with our guide:

1. Are you a Malaysian citizen?

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PTPTN is a privilege only awarded to people with a Malaysian citizenship.

2. Are you in the right age bracket?

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You should be not more than 45 years of age on the date of application.

3. Have you been offered a place at IPTA, IPTS or polytechnic?


You will need to provide your offer letter or proof of studying at an institution.

4. Did you choose a recognized course and institution?

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For IPTA: courses and institutions registered and approved by the Ministry of Education.

For IPTS: courses and institutions accredited by the Malaysian Qualifications Agency (MQA).

5. How much study time do you have left?

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If you’re already enrolled in university or college, your remaining period of study at the time of application should not be less than one (1) year. First year students should not experience any problems in this aspect.

6. Do you have other sponsors?

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If you are already under a certain other sponsorship or loan, you cannot apply for PTPTN.

7. Do you have an SSPN-i account?

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Skim Simpanan Pendidikan Nasional (SSPN-i) is a savings scheme or instrument specially designed by  PTPTN. Students who wish to apply for PTPTN are REQUIRED to have an SSPN-i account with a minimum deposit as determined by PTPTN. You are encouraged to open your SSPN-i account at either Maybank, Bank Islam, Agrobank, Bank Rakyat or RHB Bank.

Interested in getting a scholarship instead? Click here for 6 foolproof tips!

Click here for the latest scholarships

Click here for the PTPTN guide 2017

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